Banking and mortgage lending
Monthly statements of assets and liabilities of Danish banks and mortgage credit institutions as well as quarterly data from Danmarks Nationalbank’s lending survey.
The banking and mortgage lending statistics are monthly statements of assets and liabilities of Danish banks and mortgage credit institutions. In addition, you can also find quarterly data from Danmarks Nationalbank’s lending survey here.
The statistics contain information on the stocks and transactions of banks and mortgage credit institutions for primarily loans and deposits. In addition, interest rates and administration rates are calculated – both for all loans and for new loans.
Detailed information is available about, for example, sector, type of loans and deposits, currency and instalments for Danish and foreign customers. The statistics are thus an important source for insights on subjects like credit growth, developments in lending and deposit rates, Danes’ deposits and information on Danish homeowners’ mortgage debt which is key to their financial robustness.
Danmarks Nationalbank’s lending survey is a qualitative assessment of the development in Denmark’s largest banks’ and mortgage credit institutions’ credit policies for corporate and household customers. Among other things, the survey gives an indication of whether it has generally become easier or harder for Danish borrowers to raise loans, and indications of whether changes in total lending are driven by banks’ supply or customer demand.
Revision of private customers' deposits
With the recent publication of statistics for banking and mortgage credit, a major revision was carried out of Danish private customers' deposits in the banks (sector 1430: employees, pensioners, etc.).
The revision is a result of the fact that a single reporting bank has found that over a long period of time they have reported data that was not correct.
Seen in isolation, the revision means that the level for Danish private customers' transferable deposits in Danish kroner is revised down for the period April 2020 up to and including April 2024.
Although the revision means that the level of Danish private customers' deposits is reduced, the development of deposits is to a lesser extent affected by the revision. The revision thus does not change the picture that Danish private customers have, over a long period, increased their deposits in the banks.
The revision affects data in the following tables: DNMIN, DNPIN, DNPINDK, DNBALA, DNBALD, DNMNOGL, DNPNOGL, DNRUIM, DNRUIPI, DNRUPPPI, DNRURPI and DNRUGPI
If you have any questions about the above, you can contact Rasmus Kofoed Mandsberg by email: rkm@nationalbanken.dk or by phone: +45 3363 6860.
Statistics for banking and mortgage lending
Danmarks Nationalbank publishes various statistics for banking and mortgage lending.
Upcoming releases on banking and mortgage lending
More on banking and mortgage lending
Questions?
You can contact Financial Statistics if you have questions on the statistics