Thomas Krause

Research Unit, Economics and Monetary Policy


Fields of interest: Banking, Real Estate Finance, Political Economy of Finance, Finance and Inequality
thk@nationalbanken.dk
Personal website

Professional Experience

Research Economist, Danmarks Nationalbank, 2021 –
Postdoctoral Researcher, Halle Institute for Economic Research, 2018 – 2021

Education

Dr. rer. pol., Economics, University of Magdeburg, 2018
M.Sc., Economics, Leipzig University, 2013
B.Sc., Economics and Management Science, Leipzig University, 2010

Publications

"Completing the European Banking Union: Capital Cost Consequences for Credit Providers and Corporate Borrowers," with Michael Koetter, Eleonora Sfrappini and Lena Tonzer, European Economic Review, 148: 104229, (2022)

"Drivers of Systemic Risk: Do National and European Perspectives Differ?" with Claudia M. Buch and Lena Tonzer, Journal of International Money and Finance, 91: 160-176, (2019)

"Delay determinants of European Banking Union implementation," with Michael Koetter and Lena Tonzer, European Journal of Political Economy, 58: 1-20, (2019)

"The Role of Complexity for Bank Risk during the Financial Crisis: Evidence from a Novel Dataset," with Talina Sondershaus and Lena Tonzer, Economics Letters, 150: 118-121, (2017)

 

Working Papers

Black Political Representation, Regulatory Credit Access, and Mortgage Lending, 2024. 

Do Women Political Leaders Enhance Government Financial Conditions? Evidence from U.S. Cities (with Iftekhar Hasan and Yaxuan Qi), 2024.

Banking market deregulation and mortality inequality (with Iftekhar HasanStefano Manfredonia and Felix Noth), (2022).

"Income Tax Changes and Household Indebtedness along the Income Distribution," with Mathias Klein, (2021)

"Lender-specific mortgage supply shocks and macroeconomic performance in the United States," with Franziska Bremus and Felix Noth, (2021)

 

Work in Progress

"The Effects of Housing Credit Policies: New Evidence from U.S. counties," with Mathias Klein, (2023)

"Female Political Leaders and Entrepreneurship," with Merih Sevilir, (2023)

Policy Work

"Inequality and Savings," with Henrik Yde AndersenAlina Bartscher and Andreas Kuchler, Danmarks Nationalbank Economic Memo No. 11, (2022)

"Market concentration and the Danish rental market," with Per Andersen and Denis Gorea, Danmarks Nationalbank Economic Memo No. 5, (2022)

"What’s slowing down the European Banking Union?" with Simon Grothe, Michael Koetter and Lena Tonzer, LSE Business Review, (2019)

"Transposition frictions, Banking Union, and integrated financial markets in Europe," with Michael Koetter and Lena Tonzer, G20Insights, Policy Brief, (2017)

Other Work

"Staggered completion of the European Banking Union: Transposition dates of the BRRD," with Michael KoetterEleonora Sfrappini and Lena Tonzer, IWH Technical Report, (2021)